Which is the most common TRICARE option for eligible beneficiaries?

TRICARE Prime is the most common option for eligible beneficiaries because it operates as a managed care plan with a focus on providing comprehensive coverage through a network of doctors and facilities. This plan emphasizes preventive care, making it especially suitable for active duty service members and their families.

Beneficiaries enrolled in TRICARE Prime have a Primary Care Manager (PCM) who coordinates their care, ensuring that they receive necessary services while streamlining the referral process for specialists. This structure helps reduce out-of-pocket expenses for users, making it an appealing choice.

Moreover, TRICARE Prime is designed to provide a higher level of access to care, typically allowing beneficiaries the advantage of lower copayments and no deductibles for services received within the network. This makes it a more attractive option compared to others like TRICARE Select, which offers more flexibility in choosing providers but may come with higher costs and a higher level of patient responsibility for managing their own referrals and care coordination.

Overall, the combination of comprehensive coverage, cost efficiency, and coordinated care leads to TRICARE Prime being the most utilized option among eligible beneficiaries.